Banco do Brasil S.A. (BDORY) Q4 2022 Earnings Call Transcript

Banco do Brasil S.A. (OTCPK:BDORY) Q4 2022 Results Earnings Conference Call February 14, 2023 9:00 AM ET

Company Participants

Janaína Storti – General Manager, Investor Relations

Tarciana Paula Gomes Medeiros – Chief Executive Officer

Ricardo Forni – Chief Financial Officer

Felipe Guimarães Geissler Prince – Chief Internal Controls and Risk Management Officer

Daniel Maria – Director of Finance and Investor Relations

Conference Call Participants

Pedro Leduc – Itaú Securities

Gustavo Schroden – Bradesco Corretora

Daniel Vaz – Credit Suisse

Mario Pierry – Bank of America Merrill Lynch

Rafael Frade – Citigroup

Renato Meloni – Autonomous Research

Tito Labarta – Goldman Sachs

Nicolas Riva – Bank of America

Natalia Corfield – J.P.Morgan

Janaína Storti

Good morning, everyone. Welcome to our live to discuss the Earnings of the Fourth Quarter of 2022. Our event will be carried out in Portuguese with simultaneous translation into English. [Technical Difficulty] Ricardo Forni will present our performance, and we will later have a questions and answer session. We’d like to remind our analysts that it will only be possible to ask questions through the webcast link.

We also have here with us Felipe Prince, Vice President of Internal Controls and Risk Management, our CRO, and Daniel Maria, Director of Finance and Investor Relations.

I turn the floor to our CEO, Tarciana, first to begin.

Tarciana Paula Gomes Medeiros

Good morning, everyone. I’d like to thank our analysts and shareholders for attending our earnings live. It’s with great pleasure that we’re here to talk about our performance in 2022 and to also talk about the direction of our institution going forward.

Now, let’s start the presentation with our organization’s performance last year. Our income is the exact measure of the benefits we delivered to our clients and to society. The earnings of BRL 9 billion that we achieved in the

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